20+ Steps to the Blessing of a Simplified Life – Pt. 2

Life out of control? Here are steps to take with your finances and your stuff to enjoy the blessing of a simplified life.

This is a continuation of Monday’s post – 20+ Steps to Bless Your Life – Simplify. You can read #1–12 here. Now it’s time for #13-22 plus two bonus steps.

Steps to Simplify Your Finances & Stuff 

13. Refuse to Add to Your Debt – Nothing adds to stress and anxiety like worrying about money. The best place to start the process of financial simplification is to decide to stop making purchases that increase the amount of money you owe. Debt, fees, and interest payments are the opposite of simple.

14. Make Intentional Decisions to Get Out of Debt – You may need to get help there, but do everything you can to make and stick to a plan that will eliminate the stress of debt.

Dave Ramsey has several articles on eliminating debt. Click here.

15. Eliminate Clutter/Put Things Away – Clutter is stressful. Order creates calm. Ask your family to help you get the clutter under control If that doesn’t work, and let’s face it . . . it probably won’t, try this:

At least twice a day walk through your living area and gather up the clutter in a laundry basket. Put away your things and give your children until bedtime to put theirs where they belong. If they fail, put them up and have a plan for ways they can earn them back.

16. Clean Where You Are – I hate to clean. My solution is to clean in five to ten minute sessions. Wipe up the bathroom when I’m in there. Clean up the kitchen after dinner. It’s amazing how much I can get done in short spurts of effort.

17. Plan Ahead – Making a weekly menu, planning your weekly wardrobe, going to the store with a list . . . taking the time to plan removes confusion and stress during the week when you’re in a time crunch.

18. Stop Comparing With Your Friends and Neighbors – Just stop! Seriously! No matter what they say, the “whatever it is” is not making them happier, at least not for more than a moment or two. It won’t be the answer to lasting happiness for you either.

Then I observed that most people are motivated to success because they envy their neighbors. But this, too, is meaningless—like chasing the wind. Ecclesiastes 4:4

“If you measure your life by what you own, the cavern of your heart will never be filled.” ~ James D. Maxon

19. Know the Difference Between Your Wants and Your Needs – It’s easy to think we “need” something when the truth is we want it. Just asking the question is a good place to start. If it’s a want, my dad taught us the steps to decide between whims and real wants.

He would have us figure out how many hours we would have to work to pay for the item. For example, if you make $10 dollars an hour, and you want something that costs $75, you’ll have to work almost all day for it.

Then he’d ask, “Are you willing to give up a day to have that item?” After that, he would tell us what the $75 would be worth in 5 years if we invested it and ask us how important we thought the purchased item would be to us in 5 years.

The good part is he didn’t say no, he just helped us decide if that want was really important.

20. Celebrate and Enjoy What You Have – Shop your closet. Use what you have. Before you rush off to the store to buy a new outfit check to make sure you don’t have something similar in your closet. Celebrate what is. Change your focus and change your attitude.

21. Keep a Gratitude Jar or Journal – Writing down a list of things for which you are thankful helps you appreciate it more. It’s all about focus. If you are thankful for your home, a bed, transportation, clothes, a full stomach, etc. Write it down. They are blessings that many people around the world do without.

22. Downsize – Have a yard sale. Give it away. Do you really need two or three of everything?

I’ve started going through my closet and asking myself, “Would this be something I’d buy myself today?” If the answer is no, it either goes in a give away box or in an “I don’t know” box (a box I store in the basement for one season, anything that’s still in the box at the end of the season is given away).

Excess creates clutter, and clutter creates stress. Give it away. Sell it.

Bonus Steps

1. Write a Personal Mission Statement –  A Personal Mission Statement will give you a clear and intentional sense of purpose. It will help you determine your values and goals, and define who you are and how you will live.

  • Write a list of your core strengths and virtues – include personality traits, beliefs, strengths, character strengths, and values.
  • Add a list of your priorities and goals – where you want to invest your time, energy, and resources.
  • Organize your list and write it into a statement that defines who you are and states who you want to be.

2. Have a Family Meeting – Get together and discuss your family goals and values. Use your mission statements and lists from #2-5 in Monday’s post to work on your family calendar. You want the goal to be a reasonable schedule that is balanced and allows you opportunities to spend time together.

So that’s the list. Are you ready to celebrate Simplify Your Life Week – and make some changes? Leave a comment and tell us your favorite tip that simplifies your life.

About Deb

Thank you so much for visiting CMB. I'm glad you're here. Please visit About Blessing Counting and Deb at the top of the page, and don't forget to leave a comment and subscribe before you go. God bless you!

6 thoughts on “20+ Steps to the Blessing of a Simplified Life – Pt. 2

    1. Thanks Dave. I’m blessed to be married to a very organized man who has helped me tons when it comes to clutter. We are enjoying a season of contentment, and as Paul describes it doesn’t mean everything is perfect or that we have everything . . . it simply means we have learned to be content. By God’s grace we pray it lasts. I’m heading over to read about Zelda . . . very intriguing title. 🙂
      Deb recently posted..Quotes and Verses to Celebrate a Simplified LifeMy Profile

  1. We downsized several years ago, and now the mission is to stay that way. Rev keeps me on task, but I have to admit I really like it. Order helps to create calm, and I think we can all use as much calm as possible. Blessings!
    Deb recently posted..Happiness HappensMy Profile

  2. This is so good, Deb. I love how your dad taught you the value of work/money. When I’m out and my husband is working I try to ask myself how long he will have to stay at work so I can purchase the item. It helps me place value on how he provides for us and the the burden I place on him. What I love about your points is that all they require is self control – something we all can do. ~Pamela
    Pamela recently posted..Staying Close Through TragedyMy Profile

    1. Thanks Pamela, A change in thinking helps us have self-control. So thankful the Spirit helps us know a better way. I traveled to Bolivia several years ago with World Vision. Seeing how abundantly blessed we are and how many choices we are able to make each day . . . really helped me with contentment and satisfaction. Even though most of the people had little to nothing, they were happy. Stuff is definitely not the answer. I like the way you speak appreciation for your husband’s efforts for your family. I’m sure that blesses all of you!
      Deb recently posted..Happiness HappensMy Profile

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